Bankruptcy laws help people who can no longer pay their creditors get a fresh start – by liquidating assets to pay their debts or by creating a repayment plan. Bankruptcy laws also protect troubled businesses and provide for orderly distributions to business creditors through reorganization or liquidation.


About Us

Bankruptcy is your constitutional right as an American! At the law offices of Edwin “Sandy” Hardy, we’ve helped thousands of people exercise that right, and we can help you too. Everyone deserves a fresh start and a chance to re-build their financial lives. Contact us today to get started.


Find out more about your constitutional right to Bankruptcy

Federal Bankruptcy Court

Federal Bankruptcy Court

Bankruptcy link constitution

Bankruptcy in the Constitution

25 years and over 3500 successful bankruptcy filings in Eastern North Carolina.